A “golden 1 routing number” is a unique nine-digit code that identifies a specific financial institution and branch where an account is held. For instance, the routing number for Golden 1 Credit Union’s main branch in Sacramento, California, is 322271127.
This routing number plays a critical role in electronic fund transfers. It ensures that funds are correctly and securely sent to or from the intended bank account. In the past, routing numbers were primarily used for wire transfers, but today they are also essential for ACH transfers, online banking, and mobile check deposits.